On this week’s episode of the Secure Retirement Podcast, we speak with Bonnie Bevis, a retiree with 35 years of work with Highway Safety under her belt. She began her career as a license examiner, and shares with us how she spent her years in public service while raising three children, as well as how she occupies her retirement time now.
We chat with Bonnie about her extensive public service career, as well as:
The need for a steady source of income
Fixed Assets Department duties and how they’ve changed
Finding engaging hobbies to stay busy in retirement
And more
Mentioned in this episode:
Call the Tallassee Office at 850-562-3000
John’s website: https://johnhcurry.com/
Transcript
John Curry: Hello, this is John Curry and welcome to another episode of John Curry's Secure Retirement Podcast. I'm looking forward to this interview. We just had lunch. Jay and I, Jay Wolfe and I are sitting here with our friend Bonnie Bevis. Welcome, Bonnie.
Bonnie Bevis: Hello.
John: Bonnie just retired from state government. 35 years of work with highway safety and Bonnie, if you would, please just share with our listeners a little bit about your background. Who is the real Bonnie Bevis? Where did you grow up? And then I want to get into your career. You're talking about raising kids, I don't reveal too much yet. But it was one talk about the real life of someone who spent 35 years in public service.
Bonnie: Well, I was born in Georgia and move to Tallahassee in 1966. Graduated from Leon went to TCC and FSU, worked for the state, was a driver's license examiner, quit, had children, did some private, went back to the state, and then retired after 35 years.
John: I've been doing podcasts for a long time. I've never had anyone so succinctly just sum up those things. So now we're going to unpack some of it. Okay, so you, you were telling us earlier about an experience as a driver's license examiner. Let's have some fun and share with us some of the things that you saw and experienced and I think you said you were doing that down in Fort Myers.
Bonnie: Correct. And my favorite story is always the retired policeman from Ohio. This was in 1977. So he was probably in his 80s. He knew he could drive better than everybody. We being stewards of the roads to keep them safe. We thought maybe we should give him a driving test. That made him mad. We had to give him the written test first, we caught him cheating. It took him several times before he finally did pass it we think on his own. Then we had to give him the driving test.
Well, because he had gotten himself an attorney. He had to ride with, he had to ride with all of us, actually, all of the examiners had to ride with him. It was a very scary ride for all of us. He never did pass. Took his license from him. He continued to remind us how he was retired policemen from Ohio. He caused issues on the highway in front of the driver's license office. He turned south into the northbound lanes when he shouldn't have been driving. So he had to go to court caused a wreck in the parking lot. Didn't know who he caused the wreck with till they got into the courtroom. And it was the judge. So the judge told him that he would not get his license back.
Jay Wolfe: But out of all that he made sure to let you know that he was a retired police officer from Ohio.
Bonnie: Correct. He was very much a retired policeman from Ohio. We heard that regularly. In fact, when he was in the office, everybody heard it because he was one of those very boisterous older gentlemen.
John: So you had to maintain your cool and you're calm, try to help the fellow but at the same time, there are times when we should not be allowed to do certain things.
Bonnie: Correct. Like drive when you are a detriment to society.
John: Now you were there for five years, and then you moved you went back to Tallahassee.
Bonnie: Actually I came back to Tallahassee as a driver's license examiner. I was at the Northwood mall. Downstairs in that horrible place. Nobody wanted to show up too early. But I worked there until I was probably six months pregnant when it was like okay, I'm gonna stay home now for a while.
John: Okay, so at that time, were you still married? I can't remember
Bonnie: Yes.
John: You were still married.
Bonnie: I was married.
John: But you went through a period, talk about, you were divorced. And for a number of years you were raising children.
Bonnie: Right.
John: And then tell us a bit about that because I find it fascinating how many women especially with men and women that are single parents, but especially the ladies who have the power and the this the ability to just make it work. So share some of your experiences there.
Bonnie: Well, I had had my first child and I stayed married for about a year and a half after she was born. Then I had to have a place to live. I had to have a job because it wasn't working. I got hired by a friend of mine to keep books at his company. I had never done that before. But I liked it. I enjoyed the numbers. So when I quit working for him, went back to school, took some accounting classes, worked for a couple of private companies that you didn't always get a paycheck on Friday, they might, we'd write the checks, and we just tell everybody that maybe Monday, we'll have a good weekend and you can get paid on Monday. Sometimes, one of the companies got to where he'd give him, he, he gave us all $100 on Friday, and then I'd get to rewrite the checks and deduct that $100 from it. But he did at least give us enough in his mind, you know, get through the weekend, or all he could afford. But there's no benefits there, right
John: Today is as we're recording, this is December 9, 2020. And we've had a heck of a year dealing with the COVID virus. And your story, there is so relevant today, because there are pockets of businesses, industry that are in trouble. Because of the shutdowns, you have other industries that are thriving. But there are people out there who are going through the same thing. Now they've either lost their jobs, have no income, or their paychecks have shrunk, because the businesses are in trouble. And they're trying not to get rid of their employees, but at least pay them something.
Bonnie: Right.
John: So the experience that you went through is not unlike what people are dealing with today.
Bonnie: I agree.
John: And then if you're trying to raise a kid, especially a young one, a toddler, that makes it more difficult.
Bonnie: Correct.
John: More difficult. Talk a little bit about how, how did you deal with that? It had to be tough at times.
Bonnie: I relied heavily on my mother. Of course, she wasn't my babysitter, I had to have daycare because she had a job, but to have any kind of relief. And I love my children. Don't get me wrong, but you need a break from your child. And luckily, my mother would help me out there, she lived close. But you just do what you got to do. You ate a lot of hamburger back then it was cheap. It's not so much any more. Eat a lot of spaghetti. You get real creative with your hamburger. And then I realized I needed something with more security than put not getting a paycheck on payday. I needed where I got a paycheck on payday, and some health insurance. I needed benefits. So I went back to work for the state. Health insurance, retirement paid days off all the holidays when the kids are out of school. So I went back and did accounting.
John: Okay I think there's a couple of lessons here. One, an adversity needing to go to work, because your daughters cause you to take a job that maybe you never would have considered doing books or someone. So that was a opportunity to learn something new. And that learning something new, got you back to school. And then you ended up having a career doing that new thing.
Bonnie: Correct.
John: So let's expand on that. So now you go back to work. Tell us what you did when you went back into the workforce. You went to highway safety.
Bonnie: Went back to Highway Safety.
John: Take us through that progression.
Bonnie: And I was hired as the supervisor of the fixed assets section. Had a good group.
John: Tell us what that is. Fixed assets.
Bonnie: Fixed assets, desk, chairs, cars, we had to count all of them that the department owned. Every year, we had to account for all of them. Back then it was anything over $100. Now I think they've raised it up to over $5,000. So we were keeping up with desk chairs, chairs, trays, calculators were considered an attractive item. So yes, we had those on property too, because people might want to walk off with their calculator, which but so I kept up with all, and the cars. We bought the car, that we had a guy in our section that bought the cars disposed of the cars. And with highway safety, it was all the patrol cars. So we had a lot. We also were over the central supply. I used to call it the miscellaneous section because if nobody else did it, we got it. We had a couple of bank accounts we reconciled. We put made claims on car wrecks between department vehicles and private citizens. So if it was the private citizens fault, we of course sent you a letter and asked for you to pay for our damages. And hopefully you had insurance. So it was a miscellaneous type section. But it wasn't accounting.
John: Take us backstage a little bit behind the curtains because I'm fascinated by this. So who you are in a job where you're monitoring fixed assets like this table, chairs, equipment, automobiles. So I didn't think about that. But all that stuff has to be accounted for, doesn't it?
Bonnie: Correct.
John: You can't just assume that it's being taken care of
Bonnie: Right. Track it.
John: How frustrating or frustrating or how fulfilling was the work?
Bonnie: When I first got there, it was a little of both. The people before me really hadn't done their job. They they would put the property number on the piece of paper and fall it and never end property number was still stuck to the piece of paper. They never got it to the item. With highway safety, you've got the whole state. So it was from Pensacola to Miami. And if you move, John Q Trooper moves from Pensacola to Miami, he takes all this equipment with him. Well, all of those items have property numbers on them. And if they don't do the proper paperwork and send it to Tallahassee, those items are still assigned to Pensacola. They don't end up so now they're lost. Pensacola don't know where they are.
John: Right?
Bonnie: Miami has found items. And once you reconcile it, then you're like, okay, so now they're found plus the weapons, a lot of weapons. And when you're law enforcement you retire. Part of the statue is you get your service weapon. It's your retirement gift.
John: I didn't know that.
Bonnie: Correct. A lot of people don't. So we had to keep up with those because 20 years from now, 30 years from now. You're no longer with us, the retired law enforcement. Your child, his child has your gun.
John: Who got your fire arm?
Bonnie: We had one. We had a local Sheriff's Department call. And this gun is registered as belonging to the highway patrol. It was just involved in a crime. We had to figure out who it belonged to. And it was he was dead. And it had been passed down and stolen or who knows. But yeah, so the weapons are were a biggie.
Jay: Was that multiple weapons? Or was that just their basic, you know, just they had a nine millimeter on their side?
Bonnie: Correct. Just their pistol. Or just their service revolver. That's the only one they got. So we had to keep up with that. And we were all paper back then. Like we're moving to electronic. So as more things became electronic, of course, it got easier to keep up with. But still you're trying to get people in Miami to do paperwork that they're supposed to do. And you're sitting in Tallahassee, because Highway Safety is centralized. And everything happens at the Kirkman building. As far as accounting and all that good stuff, payroll, purchasing personnel, it all happens in Tallahassee.
John: Central location, right? Talk a little bit about you made a comment about raising three children. And the years of difference between them. Share that.
Bonnie: My three different generations of children. I never had two teenagers at the same time, which was a blessing and a curse. It was there seven and a half years apart. All three of them didn't plan it that way. Just happened. The last one, when she got to middle school, she rolled her eyes at me about three times and I told her I said I'm not playing that game. I'm just not gonna play that game. She's like, what are you talking about? I said, go ask your sisters. So it was good. And it was bad.
I was I look back and I'm glad I didn't have two teenagers at the same time. The middle one was very testy. She was the one that was going to test me for everything I was worth. My mother in law said, you're getting paid back for everything my son did to me. I said, you're right. I'm getting paid back. He's not because you know, Daddy and three little girls who could do no wrong. Right? She had him wrapped hook line and sinker. And she, middle school was tough. Once she got out of middle school, she turned out to be wonderful. But those three years are rough.
John: So you sorted the job, because you were divorced. How long were you divorced before you were remarried?
Bonnie: I was divorced, six years.
John: Six years.
Bonnie: Something like that. Five years, six.
John: And you lived in Tallahassee the whole time. How difficult was it to raise three children and have a career? Give us some insight into that, and a new husband had to train.
Bonnie: The new husband. Well get up in the morning, you got to get them ready, you got three little, well, for the longest time only had two because oopsy by the time she came along, the other one was pretty much grown the oldest. But getting them up getting them ready gotta brush teeth got to get dressed, got to get you to daycare, which of course is all the way in town, I got to turn around and come all the way back to work. They weren't next door to each other. It gets to be challenging, frustrating sometimes, then when you get off work, you don't get to just go home. Now you've got to go pick them up right from where you left them in the morning, they don't just show back up. So it was nice as they grew up. And it's like, oh, no, I get off work, I can just go straight home. Because they were at that point ridding buses.
John: It's interesting. Let's talk a little bit about getting ready to retire, you had your 30 years of service, you decided to go into the DROP program. You said that was an easy decision for you some people that we talked with, it's very difficult decision. They love the work, they want to say as long as they can. But they also are tempted by this bucket of money that will be in the DROP account after five years. Others who hate their job say I'm gonna get in DROP and get out as fast as possible. Talk about how you were feeling about going into DROP, and you share with us some of your insights into what people should consider if they are getting to the close to where they could go into DROP.
Bonnie: I think DROP's a great thing. The nice the bucket of money at the end is nice, you know, you're going to have a cushion. If you've been lit, especially if you've been living paycheck to paycheck. At the end of the five years, there's going to be that cushion, because they are just going to write you a check. You got retirement, the state currently pays most of the retirement for everybody, right. And then it's just five years, it's just five years and some people that go in too young do end up having to go find another job. Because the retirees health insurance is really expensive. Now, especially the family coverage, I was lucky enough to step out at the right age and go straight to Medicare so and then with the little supplement, but it's still a little more expense, but not much.
John: Well during lunch, you were telling us about that it just so happened to coincide. That when you had your 30 years, you were 60. So five more years took you to 65 for Medicare, correct. And so for you, you shared with us without us getting into revealing personal financial data in retirement, your pension and your Social Security is going to be pretty much equal to what you were earning, I think you said.
Bonnie: To my take home pay, which is what everybody's used to spend off of, right? While you're working, you're getting paid this big gross amount, which that's really what you're earning, but it's not what you're living on.
John: And that's not counting what you'll decide to get into future with the money you had from DROP, as far as additional income. What we find interesting is people say that when they retire, they will be in a lower tax bracket. We're not seeing that. Most people when they retire, they're in the same bracket maybe a little bit higher, because they start taking their pensions, Social Security, and money in deferred comp, IRAs, whatever they did with their DROP probably went to an IRA, we're finding that their their income is not lower, in some cases is higher. So all of a sudden, they go whoops all the planning I had based on the lower tax bracket, it didn't happen, right. And now the environment we live in today with all the spending going on for stimulus. Most of us will probably be in a higher tax bracket within the next 2,3,4,5 years.
Bonnie: Right.
John: It may be one year, and depending upon what happens in Congress. Talk a little bit about what hobbies you had along the way. I thought was interesting, some of the things you shared about your hobbies. And I'm about to come back and tell you why I thought one was interesting, but share that.
Bonnie: I started quilting when I was a senior in high school. I don't remember what prompted it. But it was like I wanna do that. I think I had tried back before your time.
John: Let's be clear and tell everybody. Some people here may not know what the word quilting is so share it. So what is quilting?
Bonnie: Well, you take little pieces of material and you sew them together to make a large quilt. And then you've got to get your batting and your backing and put it all together like your grandmother used to do.
John: Oh, when I grew up, I have fond memories. Right now we're talking about earlier, my grandmother and her best friend, Miss Mary Calvert sitting around this big wooden frame hanging from the ceiling. They'd work all day on that. And make the most beautiful quilts.
Bonnie: I have one quilt that belongs to my oldest daughter. It was her great grandmother's. And they were, they lived in Sopchoppy. This is a really cool quilt. And it was it's called a signature quilt. And while all the men were off to war, in World War II, the little ladies sat around and made a quilt. And what they did was they each made a block. And they signed their name on it, and embroidered in their signature. And then they came together and put the blocks together. Now how Shelley's great grandmother ended up with the quilt, I don't know. But her grandmother had given it to me. So of course it;s hers. But it is the neatest thing to see the signatures. Of course, we only know one of them, which is her great grandmother. But it's just nothing matches. It's just been patterns.
John: But just think of the time and the love that went into making that.
Bonnie: Correct.
John: And today, we're we don't think about this so much, because we're such an instant gratification society. But you don't just sit down and do a quilt in an hour.
Bonnie: Oh no, it takes days. And you poke your fingers and you know, you've got holes in your fingers from the needle. It's, it's very time consuming.
John: Are you still quilting?
Bonnie: I haven't in a while, but I'm fixing to start back actually pulled out. I pulled out all of my rock and roll concert t shirts the other day that I've collected from all the years. I'm gonna make a quilt out of the T shirts. I'm gonna cut the front of the shirt off and the back if there's something on it, and I'm gonna make a quilt.
John: Cool.
Bonnie: And I thought, well, that'll be fun. The kids can have a fun time with this with this, you know, 1972 Rolling Stones concert t shirt
Jay: Creative way to preserve your memories, too.
Bonnie: Correct, correct, because they've just been up in my cedar chest doing nothing. And I'm like, well, that'll give me something to do to get over COVID till we
Jay: I want to see it when you get done with it.
Bonnie: Until we go back to being real people. That'll keep me busy. And it'll be.
John: I think that'd be another podcast and maybe we'll do a video. That'd be cool. Talk a little bit about your other hobbies. You called yourself the jigsaw puzzle queen.
Bonnie: Oh, yes, I love a jigsaw puzzle. And, and nobody wants them when you're done with them. And I'm one that can't do it again. I've already done it. So I've got basically brand new jigsaw puzzles, actually started sending some to my cousin who recently lost a child and it's kept her very occupied and kept her from thinking about that. But I 2000 pieces, the table, you have a really large table, you got all the pieces. I just, I love putting jigsaw puzzles together.
John: Growing up, my dad loved jigsaw puzzles. He got an old dining table, he put it in the corner of the room. And every time we will pass it would just be playing with the pieces. Right? And I think about that today in my work, what do we do? Basically, when people sit down with us, it's like taking all the pieces of a jigsaw puzzle. Put them together for them. So they have this vision of their retirement. Correct. And I love jigsaw puzzles for that reason, but I haven't done one in a long time. Now I'm thinking I need to go buy some jigsaw puzzles and take him out of my property.
Bonnie: There you go, I'll send you some. Okay.
John: Thank you.
Jay: Yeah, I have fond memories of that too. Because my aunt Debbie, who is like a second mother to me. I grew up with her. And she did a lot of jigsaw puzzles. And it's one of those things where you can like you said, lay it out on the table and you don't have to get it all done right, then and there.
Bonnie: Correct.
Jay: And kind of come back, do a little bit, leave it and slowly see how it builds. And what I thought was cool was that it always gives me fond memories of Christmas, which is appropriate being that we're in this time of year, because we would always do Christmas jigsaw puzzles. Heck would even do those 3d puzzles. I don't know if you've ever done those.
Bonnie: No I haven't.
Jay: Yeah, we took it to that level.
John: That's fun. Let's talk a little bit about your retirement plans. You and your husband Monty had planned on doing some traveling, but before we go into that, tell me how is it at home now? He has to go to work every day and you're retired. How's that working?
Bonnie: Okay, he's gotten a little more used to it because it's been you know, since the first of October. With me just sitting there in my night shirt drinking my coffee say and see ya.
John: Good day, hon.
Bonnie: But he has gotten worse about picking up after himself. Which I didn't really think he could get worse. It doesn't matter. But he has gotten a little worse. That was fascinating the other day about who did you think was gonna throw away that plate that you cut that in your nap home? Did you what he said, Well, that wasn't a conscious thought. I said, Well, but you left it on the counter. So I have noticed that he's a little less home productive, I guess we should call it.
John: I'm gonna change the subject. Okay, you had plans to travel? And you were sharing with us that because of the COVID virus, like most of us, right, that kind of halted those plans. share a little bit of some of the places you said you wanted to go.
Bonnie: Right. I've never been many places. I've been to Texas, and I've been up north a little ways, but I want to go to the Grand Canyon. See out west. Yellowstone might be pretty cool to just I'm not into getting into it with a buffalo. don't really care for bears, but the train rides through the Canyon. I'm petrified of heights. So I don't see me walking out real close to the edge of anything unless there's a large fence. But I still want to see it. You know, it's it's one of those things I think everybody should see.
John: Yep. It's awesome. I remember going with my son who was very young at the time, and we were on an Indian Reservation flew in by helicopter, excuse me a small plane, this one another's helicopter. And the the place where we were had no rails. So one of the guides suggested that we tie a rope around my son's waist and around my waist. And I looked at him like, do we need that? He said, you're gonna want it.
Bonnie: You both go off instead of just one of you.
John: Well hopefully I would be the one standing behind him and not let him go. But we still talked about that experience. He's 37 years old now. So it's just, I think it's called in our work. We call it building memories. So I've not been to Yellowstone, I want to do that. But I think that's a great trip you should take. Tell me a little bit about the other trains. We were we're both fascinated with trains. I want to go literally from coast to coast, right? You were talking about that.
Bonnie: I've looked at those. They've got all kinds of packages on the internet. Just got to figure out which company to go with.
John: I haven't done that yet. I want to do that. I just think it'd be fascinating. And I'm just to a point of where I've been on the plane once this year.
Bonnie: Right.
John: And that was in March. And even before the virus I just reached a point where I got tired of getting on airplanes, people banging your eye glasses with their purses in their bags and all this alright, so I just want to get on a train or get in my car or truck and just drive and just enjoy the scenery.
Bonnie: Mm hmm.
John: So tell us a little bit more about what you think you'll be doing regarding the travel. And then we'll switch gears and ask you to give our listeners a little bit of your personal advice about work. But anything else on the travel side, before we do that,
Bonnie: I really just want to see are this country
John: Same here.
Bonnie: I'm not really into going to somebody else's country. I used to think I wanted to go to Australia. But I don't like you said I don't think I want to get on plane and with COVID. We've got so much to see here.
John: Actually, I share the same feeling up to the point where I want to see this country. I've been to most states but there are several I've not been to I want to go to South Dakota, North Dakota, Wyoming. Montana, I haven't been there. But I want to do this things also, just take time out maybe once a quarter take time and just get away.
Bonnie: And just go.
John: If you said some things earlier that I thought were very important regarding advice. What I said folks was I said Bonne if you had the opportunity to give someone advice, and we're who's working in state government. And well with all of the turbulence and people saying this state's a terrible place to work and things like that. Share with us your view on that.
Bonnie: You may not get a pay raise every year. But the benefits are there and you don't really see the benefits. What the state pays for you. On the back end, the retirement the health insurance, the life insurance, the things they pay for you are worth hanging in there for. A lot of private companies, you're going to have, you may fuss about the 3% retirement that they're deducting at the state, you go somewhere else private, you may have to contribute all into your 401k. They may your employer may not contribute much, if any for you, where the state does it,
John: Or they may hold that check over the weekend and give it to you next week.
Bonnie: Right.
John: Like we talked about earlier.
Bonnie: Right. There were sometimes we just didn't have the money to get paid.
John: I get frustrated when I hear people say anything negative about state employees. I grew up in a state employee family. My grandfather worked for DOT, transportation at springs, my dad did, they both retired there. And people who work in the Florida Retirement System across the board, you're doing good work that needs to be done. That all of us who don't see that everyday, like we take it for granted that those cars are taking care of themselves, you know, and not only do you have to track them, yet other people have to work on them.
Bonnie: Correct.
John: With the things that we take for granted. You and people like you and say government are the reason those things were there for us? Well, so not only do you have the benefits but the point I want to make is not only do you have the benefits, but you're creating value for every citizen of the state. And you may not be singled out and recognized for it properly. But my hope is when we do these podcasts that we give people inspiration and let them hear stories like yours, or they can say, wow, I want to do that. I want to do that.
Bonnie: Mm hmm.
John: Anything else you would share?
Bonnie: Well, I did payroll for years, until I retired. And I really enjoyed helping troopers understand how and why they were getting paid what they were getting paid for. They always thought it should have been something different. That you're not getting shorted, you're going to get it. It's just the way the accounting system works. So you're not gonna get it today. You're gonna get it in two weeks. I enjoyed that. I liked working with the people. And then knowing that when I did retire, I wasn't going to just be retired. Relying on a on a social security check. Right there is that that retirement check that just magically shows up every month, right? By direct deposit. I don't even have to deposit it
John: It's cool, isn't it?
Bonnie: Yes.
John: Do you at this point? Have you been out long enough? Are you missing it?
Bonnie: No. No.
John: So you're one of those people you are able truly to retire?
Bonnie: Yeah.
John: And just walk away.
Bonnie: I thought I was gonna miss it, more than I do. I had actually someone contacted me just this week about something. She said nobody can answer my question. And I hate to bother you. And I said it's okay. I'll help you. So I told her who to go talk to. But no, I really haven't missed it. My good staff that I had had already retired. So it's like a whole new staff and in the payroll section.
John: So it was time.
Bonnie: It was.
John: It was time to move on to another adventure.
Bonnie: Mm hmm.
John: Anything else you'd like to share before we close?
Bonnie: No.
John: I just want to thank you for doing this. Because the stories that we hear from people who have worked a career and then look back on some of the things that happened, it's just fun. And I want to I want to know more about the quilts that you do. And definitely we'll see some of the jigsaw puzzles.
Bonnie: Yeah, gonna get you some puzzles.
John: Bonne, thank you so much for doing this.
Bonnie: Okay, no problem.
John: It was a pleasure.
Bonnie: Okay.
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