John Dunwoody returns for a preview of his upcoming boating adventure on the Down East Loop and shares highlights of his eight-month trip on the Great Loop, which traverses some of the country’s most iconic inland waterways.
Journeys of this length take some real planning and preparation, and John shares how he gets himself and his boat in shape for long voyages. He also talks about the places he’ll visit on the way… and how he chooses where he docks for the night.
These trips are part of his philosophy of doing things you enjoy– now– and staying active.
We get into detail on that and other thoughts on happy retirement, as well as…
Tips for planning long-term travel (always have a back-up is #1)
Places he’ll visit on the way… and why
Why aging doesn’t have to mean getting old
The #1 element you need to enjoy your retirement
And more
Listen now…
Transcript
John Curry: Hi, folks, this is John Curry. Welcome to another episode of the Secure Retirement Podcast.
Today I have Jay Wolfe sitting here with me and our friend John Dunwoody. You may recall John Dunwoody when he was on a previous podcast where he talked about his trip on something called The Great Loop. In a moment, I'm going to ask John to give us an overview of that. But also today, what prompted this rather impromptu and my dad, he was telling us about his next adventure next year with The Down East Loop. So I want John to tell us a little bit about the two and we're going to pick his brain a little bit and learn some new things. So first of all, John Dunwoody, welcome, good to see you again.
The Great Loop
John Dunwoody: Nice to be here. Well, john, the great loop was an about a 6500-mile boat trip and you can go around the East go up the Eastern United States and you cut across the Erie Canal, go through Canada, Great Lakes, come down to Chicago. Get on the Illinois River, Mississippi River, Tennessee River. Eventually, you'll come out in Mobile. And just see a lot of the historic towns in America on that trip, had a great time doing it.
John C: How long did it take you to do that trip? Eight months, eight months.
John D: And that's most people take about a year. But I did eight months I rushed through Florida and Georgia didn't take the time to enjoy them.
John C: Well, you know, Florida, Georgia pretty, pretty well, so doesn't matter there. Now how much of that was like continuous days in a row?
John D: Almost. Well, every day we would I didn't travel it overnight except for once one stretch on the entire trip and that would be from basically here in the panhandle down to Tampa Bay. The rest of the trip every evening by six o'clock, five o'clock I'm anchored and done. But I would sometimes go as much as a week between stops at marinas to get fuel or water or something like that. So I could be out a week and not go to a marina. But during that time, I'd stopped and go to towns and things like that. But I would anchor out those nights and use my dingy to get to shore.
John C: Very good. Very good. So before we leave the great loop, what are some of the things that you could share with us that you got to see that were memorable for you? And tell us about some of the adventures stuff that maybe did not go quite as well?
Modern History
John D: Well, you know what, just a lot of historic stuff on the trip. Almost all the old towns along waterways, going through the Erie Canal there was poor memory, I can't remember which towns but a lot of the revolutionary War sides. They're from where the British were coming down from the north to get to New York and whatnot. Crossing there. There were quite a few forts protecting just north of Rochester, protecting the waterways there. When you got over to coming down the Illinois River, I was walking through the town and they had a statue and had the Lincoln Douglas debates there and I had remembered that from like fifth grade in high school, but there was and there were a lot of instances where things you had not thought about in years and then you'd go there and like William Clark and all those half the towns we went to seemed like those guys were there. There were Civil War sites starting in Kentucky. A couple of forts there at the beginning with the Tennessee River and the Cumberland River. And then you get Shiloh huge battle and Shiloh in Coming coming down that that's on the Tennessee River and why it happened and why the battle was there or not some other place all the way down to Mobile.
Mobile has a large industrial complex a bill a lot of the new Navy ships there, and they're pretty neat to look at. Pretty much. I had never been to New York I anchor next to the Statue of Liberty for three days. Very close to the Statue of Liberty and you could take the dingy in and then ride the subway over in New York and do all that. Fun just seeing a lot and you know, go by West Point was very memorable to me. I'd always heard about it when you go up the river and you see it it is pretty impressive.
John C: I'm just sitting there feeling like I'm reliving my history books, listening to you.
John D: It's It's It's neat and just the old old towns in In the Carolinas and all the stories about black beard and North Carolina and the towns that he went to, and just a lot of history just a lot. The canal the dismal swamp, George Washington was one of the surveyors for that canal. It's still there. It's just, it's everywhere. It's just stayed in your town where your British surrendered. And in the Revolutionary War, so big deal.
John C: Amazing. Amazing. And I'm just sitting here like, wow, I just feel like I got a tour of the history book.
Jay Wolf: Well, one thing that jumped out to me was the timeframe that it took on this trip. You said you were gone for eight months?
Eight Months Off Land
John D: Yes. So
Jay: I own a boat. I'm about under myself. Not quite as large as yours, or as many as amenities that onboard for sure. But I know that when I go out for even eight hours, let's say I'm planning on planning the night before, I'm thinking about what I need to do things like that. What goes into planning these trips by doing the great loop I doing? The other loop that you were discussing, it's what is the planning that goes into that to make sure that you have all your ducks in a row before you actually get on that boat and set sail.
John D: A lot of checklists. You know you want to make sure I carry enough oil to do two oil changes, have the oil filters and all that stuff. I got all that on board. This particular trip isn't like you're going overseas across an ocean you will be able to get groceries along the way. But you know, you still want to make sure you have all that plan. But I will have a general plan for the trip. And a lot of blank days in there because if it's foggy, you're not going to go if it's a windy, rain, whatever you're not going to go. So you start out I start out with a big calendar and have very broad timelines. very broad. I mean longest new trip I'm going to get the boat in May and the Chesapeake. And the only data I have right now is to be in New York in June in June. So I got 30 days to figure it out so that I can handle the bad weather and delays and stuff like that. And unlike, you know, I carry a lot of spare parts, but I do think about all those things that can break and all the things I'm going to do but what I'll do it in the morning when I get up or that week, never plan more than a week out. Figure out where I'm going to be where I need to also have backup places to anchor or different marinas. Because half time you'll get there your reservations won't be honored, someone else will have used them or whatever. So you always need to have a backup place to stay that evening whether it's a different anchorage or different Marina or whatever, you know, and you don't want to push you to feel like a pilot. You don't want to push your fuel limit and get there and find out that that fuel pump is down for whatever reason. So you want to have some contingency plans in place if the refrigeration or freezer on the boat breaks, I got canned food soap if I have to do that. But yeah, you have to spend a lot of time and most of that the hard part is all done well before you leave. And then like I said, the spare belts and stuff like that for the motors and the generators, you have all that done so yeah, you do I spend a lot of time trying to make sure I can handle those inconveniences and not get surprised.
John C: You said a few things. I want to go back and get a little deeper. And so this upcoming trip, the Downeast loop. That's going to take you how many months?
John D: A minimum of three, but it probably takes me five, okay,
John C: Let's just say five months. So you take a calendar out. And you’ve already told us you build a lot of flexibility in there. But just walk us through First of all what that loop is, and then talk to us about how you would go about planning for that. Okay, let's hear that from the standpoint of I got my calendar, I normally do it in may want to be done by September, thank you set or somewhere and kind of walk us through that, john. Well, it's fascinating.
John D: Well, part of the reason I'm doing this instead of the great loop, again, is the government's actually going to shut down the Illinois River for three months in 2020. And they're going to shut it down at the same time that all the people that do the great loop, we're going to want to go down the Illinois River, the locks are in such bad shape, they're going to shut the river down and fix the locks. So they'll be down for three months. So I didn't really want to stay in Chicago for three months. And in September to December and in, in sit there. So a lot of the people that do the great loop or other trips will be more of us doing this down East loops.
That's kind of how it came about. Because I had heard it was a harder trip and blah, blah, blah. But after looking at it and reading up on it, I think it'll be prettier than more senior than what the other one was. It will also won't be as crowded. So, I'm going to go it starts basically New York Harbor, you go up the Hudson River. And when you get to where the Erie Canal is, instead of turning off the Erie Canal, you to stay on the Hudson River, go through Lake Champlain. And eventually, you're going to come out on the St. Lawrence Seaway. Basically, where Quebec City in Canada is which is a circled city, like an adult in Europe. So I want to see that I'll probably stay in Quebec, at least a week. And but so if I leave the harbor in New York in June, I want to be in Quebec, I don't know late June and the goal from Quebec to Nova Scotia is going to be at Nova Scotia about the middle of August and it has it with the fog the number of fog days on the up there in Nova Scotia and was it New Brunswick? A lot of fog. If you get there too early, there's like 17 out of 30 days have so much foggy can't go and it's not like here where it burns off. I mean it's foggy, it's foggy.
John C: So how do you know all that? So yeah, so it's not just taking the trip, you had to do a lot of research, reading studying or something. So how did you learn all this?
John D: that from the previous trip. I belong to certain organizations and they always touting different things. So when you get on that, you start getting the blogs and stuff from the people that did the great loop. There are all these cruising guides. And so I sent away and got some cruising guides for the Downeast loop and started reading that and started finding out my distances from A to B which towns are more or less likely to have supplies, which ones have diesel, which ones have pump-outs, blah, blah, blah. So you can kind of plan how far you can go before you need to pull in and what towns are likely to have the stuff you need.
John C: So you in effect had a guide, several guides or coaches who've gone before you, and you simply had to plug into what they were doing?
John D: Correct. And then and then you look at the stuff that they did in their little hands and it you know, to me, because I don't speak French and some of these smaller towns, they say they truly don't have anyone who speaks English, not all if that's true, but that's what they're saying that especially on the radio is difficult to understand what they're doing. And so going into marinas could be interesting not knowing which way to go to get to your slip.
But then once you get to Nova Scotia, you're fine. Everyone speaks English. And so that's just going to be this strip from the basically the Quebec City up to the top there, the St. Lawrence Seaway in it's a should be a bit yeah, I've got all those different I've got three different cruise books with the mileage, what each town has to offer. And you take all that into consideration. Some of the cruise guides I use before in the people that wrote them were more of the yacht club type. So if you know if how pretty that the marina was, was at the top of your list, it'd be a good cruise book, whereas someone else might write and they had a much more keen interest in history and stuff. So if that was your gig, so you might pay more attention to their review of a town than the other guys would be able to town.
John C: Yeah, I don't see you caring too much about the young ones in the history
John D: So you want to go that route and you know, you look at people will say marinas, you know, it's nice when you pull on a marina that it has the things you want in it to me and I gotta have laundry and I want to have some kind of entertainment bar Music something whereas other people they just you know, they that's not what they want to have like I said the full Yacht Club type experience. But you know, you pull that out and grocery stores always a bit laundry and grocery stores and bars. That's pretty much you gotta have that is but so you can find out what's in the towns, what's there what you want to see, you know, they have any waterfalls, hiking trails, all that stuff.
John C: So you plan ahead for each city, right? And basically you become a tourist in that city.
Planning On-Land Activities
John D: Yes. So we're just saying Yeah. And then you know, because you have an interest, so much interaction with the people at the Marina, you often can, you know, you run into these people and often the boaters, you'll see the same boaters show up again and again. So you start to build a camaraderie up with the other cruisers that are doing this. So they can tell you because they've gotten a marina they've already been there they are Head they can tell you what they enjoyed or didn't enjoy, which was was good or not good to invite spurs you team up I have radar and all that stuff so maybe there'll be a boat there. It's scared about the fog or something and wants to stay close to both the hazard radar and some other things. So
John C: It'll be good and it's the closest I can come to connect with that is just hit me was my motorhome. Because I know when you travel by RV, you go to the RV camp, people look out for each other. You can open your hood and 10 people over there got a problem can I help you? Sounds like it's the same environment.
John D: If you do that, you'll see that if you're doing like national parks, you're going to run into Billy Bob again somewhere along the trip. And so it was good. I had a great time doing the great loop and the Downeast still will be should certainly be as fun like I said it's supposed to be more seen it supposed to be a lot of whales and
John C: Excellent. So let's Isn't that on the down a slope? So you'll start where I think you said,
John D: Well, I'm going to buy votes in Maryland. So I'm going to spend between two weeks in a month cruise in some parts of Chesapeake I haven't got to yet I want to go to Philadelphia and spend a week in Philadelphia. And then I'm going to come down to Delaware, Delaware Bay, go around New Jersey, go up the coast. And then the actual start would be there and in downtown New York and go up the Hudson River. And so from the Hudson from there to where the Erie Canal is, I've done that part. But once I go straight up to like champagne, it'll all be new scenery and should be very, I've heard like champagne is beautiful. So that should be great and should be an interesting boat ride. It's very low bridges By the way, so I have to take my all my antennas down let me down all I think it's 16 feet or something like that. That's a
John C: Good segue to my next question. Tell us about your bed. What type of boat is it? How big is it? Because you listen to this and you go, this must be monstrous size but it's not is it?
John D: A 36 foot Grand Banks. It's very old. It's in 1985. It's four-foot draft and 30,000 pounds but I have to two staterooms on there and I got air conditioning, refrigeration I got all the stuff you need and but I go slow top speeds maybe 10 miles an hour but I generally cruise about eight miles an hour we got a single-engine on it and I carry enough fuel to go maybe 1200 miles. So it works out works out well. It's small enough Believe it or not small enough for for me to handle by myself and then but I can carry up to five people very comfortably.
John C: Nice, nice. The persona is listened to this one says you know this guy Crazy going off on a trip like this long all by himself? What would you say to that? I know you're crazy for doing this stuff. So...
John D: Yeah, I think it's a lot. Just, you know, I think people jump out of airplanes are crazy. People that do that don't seem to have a problem with it. I don't think this is a this is not to be confused with an ocean crossing or something like that these I'm in the sight of land if there's a storm come and I just don't leave port you can get caught in a storm and you need to have be prepared for that. But essentially, you're going from one anchorage or Marina to another. You're not having six days at sea with, you know, open ocean so it's a lot safer and it shouldn't be confused. I'm not claiming to be some, you know, ocean crossing guy. So I don't think it's that bad.
John C: Well, when you put it that way, I agree because I lost sight of that too. So you're telling me you're always inside of land,
John D: The only place that for the essential you can get in the Great Lakes and get and get out of side land. And the only other place that you actually lose sight of land is a crossing from the panhandle of Florida to Tampa. And that's the only overnight trip I've done in just too far to go with a boat to those eight miles an hour. You can't get from the panhandle of Tampa, and in in in 12 hours.
John C: How long does it take?
John D: About 16 I think is what it was. It was 100. I forgot John. it's 160 miles from the points that I go to, and you just can't I just can't get there in a day in a 12 hour day just can't do it. So I have options. I could go to steam hatchery and stay a day and then down to Crystal River. But I've seen all that a lot. So having lived just north of Tampa for 16 years, I'm not no was never inside just went straight across here and I've done that in number of times
John C: So when you anchor do you stay in town sometimes or just always go back to your but
Accommodations
John D: No I stay in the bed.
John C: So you got all your living quarters and everything right, yeah you got a mobile hotel?
John D: Yeah I always stay on about it you know that's one of the things that is starting to be a problem is so many jump boats out there where people get a terrible boat anchor behind these guys with million-dollar homes. So a lot of the states are starting to pass laws and regulating where you can anchor and for how long so that's going to be interesting to see how that affects things in the future, too big deal.
John C: So you're saying that's going to limit your number of places you can anchor?
John D: Yeah. Because the marinas will be closed now. No because just so many of these people that don't want to pay rent for an apartment they'll buy a jump boat for $700 no go anchored out to her behind somebody with a million-dollar home and live on it in George's already got some laws in Florida is working on it to stop it. Here's the guy live in the St. Mark's River.
John C: Just think I know where you're talking. So So tell us a little bit of some of the things along the way with a base something breaking down or something that messed up your schedule.
John D: The first time I went on the first trip my engine had a leak in the high-pressure fuel pump. And I was leaking diesel into the block of the engine or into the world pan and got out there about almost 100 models had a chronic come back at about a mile an hour smoke coming up and I checked the oil and you could see the see it what no oil it was nice to smell and it was definitely diesel. I did not know where it was coming from at the time. But after I had to repair it, I found out that was the issue. I just kept pumping the flu Without put more oil in but you know just kind of lit back home so I did that and the only other one that happened while I was moving was I had one of the belts came off the engine and by the middle of channel so we anchored there and right in the middle and had to go down there and change the belt took about an hour and people were not happy with me but I couldn't do anything you were strangers, yeah but other net you know all the other problems we've been assured been able to get to Anchorage or to a marina and get them resolved without I mean there's there is always something little fuse will burn out or something like that. But I don't recall with outside of those two specific things that caused me a lot of hard work.
John C: That's good. That's amazing, actually to take a trip that long, especially eight months and...
John D: That's what you did all that planning ahead of time and did you do all those maintenance things? I have a little checklist in the morning I go through before I go good on Check all this stuff before I take off.
Jay: Are you checking in with local coast guard and things like that as you travel?
John D: No, um, they've got a number of things, you know, I usually was on Facebook I was telling people was good we go and also there was a there's a software program called Nebo and you can log into that and it'll track you and people on that that are members of these travel organizations were on it so everybody can see where you're going. It tracks you it's a live tracking and, and see where you are, how fast you're going the direction and then just pull you up. So I don't let the Coast Guard I do let someone know where I'm going to go.
John C: So what's next? You gotta take this adventure. Yeah, be doing more. I know when you first started. Tell me about this a few years ago. The game plan was to buy your boat. Do the trips and make yourself a boat.
John D: Yeah. Well haven't done I want to do this trip up here. Do this trip the Downey sleep do that, and I hope to bring it back to Jacksonville next winter and then maybe do the St. Johns River. next February something like that and then come back up and see how I feel about things in
John C: How far does the St Johns River go?
John D: Almost to Orlando I forgot the name of the little town. I haven't studied that one. Yeah, but it goes it go You can go a long way in my boat. But it's a good way. It's down there good ways down here. I mean, you know, we're talking a month trip to go down there back. So I'll do that. I have friends at fished a lot on the St. John's and so they'll come and bring their bass boats so we can fish as we go. So be fun. And then I'll just see how I feel.
John C: Well on that one if you need, if you need a little help or let me know, I want to go with him that way. We could do some fishing together. So after that, what's next? I know you've got other stuff planned.
John D: well, I'm just gonna see how that that all go um, if that you know in the back of my mind if all that went well and still have a keen interest I'd like to go to do the southern Bahamas in there now that would be a trip that's getting closer to a true ocean voice. I'd have to really beef up some stuff and make sure I'm really ready to do that. But I like to go down there maybe go to the Cayman, Turks and Caicos and, well...
John C: What changes would you have to mind you said before we got to do not do
John D: You know, like a little emergency bag. Make sure you've been Got a ditch bag, they call it that you have enough supplies in there that if something happened to the boat and you want it to survive for a few days, you'd have something you could throw into the dinghy and get by and you know, have that squared away.
Probably want to you know, have my engine, go through a veteran overhaul that makes sure that just have a true mechanic come down and check it out and make sure that I'm not missing something, you know, as I said, in my trips, are basically close to shore and it's a cat Caterpillar engine, I can get parts but if you go do that, you know, you could be two weeks from the next place and be a little more isolated. So you'd have to increase your, your backup supply and your stuff have to be a little more knowledgeable on my engine. So that can handle a few more problems If they were to go bad,
John C: So that's another level.
John D: Yes. No, it's definitely it's an It's a little more remote, and you're farther and farther distances. It's not like the northern Bahamas where you got the Abacos. And there are people running around or you get down there, south of Nassau. You start it starts to thin out pretty good. There's Georgetown rather than Georgetown, there's not a whole lot down there. So but it'd be, it'd be fun to do.
John C: Also, you have to be concerned about the weather.
John D: Yeah. And then now you're farther out and you got larger distances. So you're going to want to make sure that you know, you got the right applications on you, on your radar and all that, that you can get those updates so that you don't screw up and get caught somewhere.
John C: I want to tie this into retirement for a minute. We talked earlier about the concept of aging versus getting old. What would you say to people who might be voting, it could be anything they thought about doing something? I'm getting close to retirement or maybe I'm retired. I keep saying I want to do this but they're not doing it because either they're procrastinating they're fearful. What would you say to those people? You have a microphone here, what would you say?
John D: You find something that you enjoy and do it now. You see so many people whether they're healthy they either due to health or mental issues. You can't do it nobody's health is going to get better. You've got to go out and do it while you still can function enjoy it. And stay in stay active. Doesn't matter what it is you're doing. But if you just got to find your passion, do it and stay motivated, because you don't know what's going to happen next year. If you're going to be able to do it or not do it just don't know.
John C: I keep that heart-shaped pill there to remind me of my open heart surgery July 10, 2008, 11 years ago, because you can sit around hoping to do this do that. But if you don't get off your butt and do something, you are going to get old. And there's a difference between getting old and aging. And Art Linkletter and Mark Victor Hansen, their book, written back in 2006, talks a lot about that. And I started reading it again, last few days. And it just hit me real hard that, you know, no matter how great we think we are, I'm in pretty good health for a 67 year old, spacious voice had open-heart surgery. I look at and I go, you know what I just had done. It was some friends last week. He's 81. She's 79 or 80. And his words they were asked his advice, what advice he would give me. He said, number one, take care of your health. He said, I think you're doing that number to have enough money, and I'd have a lot of money but enough money to finance your lifestyle. And number three, pursue your passions, do the things that you really want to do. And whether they continue to work or working some and personal The things and it sounds to me like my friend that you're doing all those you're staying active. You're healthy. Yeah, no life has been good. I know you've had some health issues in the past, and you work through them and you're looking great sound great. You're mentally sharp as ever.
John D: Yeah, no, it's just got to get out and do it, like I said, is the opportunity and there's only so many mango seasons left, you got to get out and do it now.
John C: For those who might be curious, tell us what your occupation was.
John D: I was a pharmacist. And maybe that's why I have such a chip and go do things now because I saw so many folks that you could just see we're not making the most of the opportunities that they had.
John C: As you were handing them their prescription.
John D: And worked a lot in nursing homes and haven't found one yet. I want to live in.
John C: How much of that John do you think truly motivated you to say you know, game I'm gonna do things now while I can?
John D: Well, it's certainly a lot because I go in there and I would see people that, you know, six months ago, were up walking around a town and then I'd have a stroke or they'd have some other health issue come up on them. And now you're in a nursing home, and they couldn't do it. They kept putting it off putting it off, and now it's too late. And so you know, if you've had that have the means and the desire to do something, and it's not going to affect you gotta gotta be a little cautious, but do it. You know, I just keep active until I do all the hard stuff. Now do the easy stuff later on. When you're sitting there.
John C: Well, all the time I've known you You've always been a planner, you don't spend all of your money you save money, you're frugal, you finance stuff. And you design your money road to finance the lifestyle you want to live. And I think that's what has allowed you at your age to do the things You want to do without fear of running out of money, you're doing things you want to do on your schedule, and the way you want to do I admire you for that, like, it's great.
John D: We're gonna be honest, you know, I had a lot more and have a nicer boat. Somebody wrote, I forgot who was it then and it probably mess it up. But he's basically go small, but go now. So if I keep wait and wait, and you'll never get there, and so, you know, take you, you make you can, you can have the same drive the same trip as the people in the nicer boats might not be quite as pretty or as fast but I can do the same things. And so you make little sacrifices, but I'm still accomplishing what I wanted to do. And that little bit of difference hasn't really been in it hasn't affected me.
John C: And it's your boat on your terms?
John D: Absolutely. Absolutely. I guess I could. I'd like to have a little nicer boat but they're in any place. Got I want to go that this boat is not capable of taking me.
John C: Very nice.
Jay: That's good, John. I appreciate the information in the stories.
John C: John, is there anything that you would like to close with as far as any words of wisdom ideas anything?
John D: No, I just, you know the Same as before. If If you're still healthy and can do things you just need, just can't say it enough. You need to need to go do it. Little time like the present.
John C: John Dunwoody, thank you so much for doing this kind of this wasn't planned this was doing a review and then boom, we jump right into it. So thank you for taking the time to do this. And folks, I hope you've enjoyed this as much as I have. I get the pleasure of seeing John two-three times a year and it's amazing to hear his stories about what he's doing and it motivates me. So john, thank you again,
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